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February 2026

Best Reverse Mortgage
Lenders of 2026

Compare top-rated HECM lenders side-by-side. See origination volume, trust scores, and get matched with the right partner for homeowners 62+.

Trusted since 1972 Free, no obligation HUD-approved lenders

Showing 5 lenders

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Top Pick
1
American Advisors Group Our Partner
HECM Originations 14,832
TrustPilot Score 4.7
TrustPilot Reviews 3,291
(800) 555-0101 VIEW RATES
American Advisors Group
Partner

HECM Orig.

14,832

Trust Score

4.7

Reviews

3,291

VIEW RATES
2
Longbridge Financial Our Partner
HECM Originations 8,456
TrustPilot Score 4.8
TrustPilot Reviews 1,847
(800) 555-0202 VIEW RATES
Longbridge Financial
Partner

HECM Orig.

8,456

Trust Score

4.8

Reviews

1,847

VIEW RATES
3
Finance of America
HECM Originations6,221
TrustPilot Score4.5
TrustPilot Reviews2,103
VIEW RATES
Finance of America

HECM Orig.

6,221

Trust Score

4.5

Reviews

2,103

VIEW RATES
4
Mutual of Omaha
HECM Originations5,017
TrustPilot Score4.4
TrustPilot Reviews987
(800) 555-0404 VIEW RATES
Mutual of Omaha

HECM Orig.

5,017

Trust Score

4.4

Reviews

987

VIEW RATES
5
Liberty Reverse Mortgage
HECM Originations3,894
TrustPilot Score4.6
TrustPilot Reviews1,342
VIEW RATES
Liberty Reverse Mortgage

HECM Orig.

3,894

Trust Score

4.6

Reviews

1,342

VIEW RATES

How It Works

Compare HECM lenders in 3 simple steps

1

Browse Lenders

Review side-by-side comparisons of top-rated reverse mortgage lenders, including origination volume and trust scores.

2

Choose a Lender

Select the lender that best fits your needs. Click "View Rates" to go directly to their offer page or call to speak with a specialist.

3

Get Your Quote

Receive a personalized reverse mortgage quote with no obligation. See how much equity you can access from your home.

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Why Compare with Money?

Founded in 1972, Money has 50+ years of expertise helping Americans make smart financial decisions. We partner only with HUD-approved HECM lenders so you can compare with confidence.

  • No obligation — free to compare
  • Only HUD-approved HECM lenders
  • Real origination data & verified reviews
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Reverse Mortgage FAQs

What is a reverse mortgage (HECM)?
A Home Equity Conversion Mortgage (HECM) is a federally-insured reverse mortgage that allows homeowners aged 62+ to convert part of their home equity into cash. Unlike a traditional mortgage, you don't make monthly payments. The loan is repaid when you sell, move out, or pass away.
Who qualifies for a reverse mortgage?
To qualify, you must be at least 62 years old, own your home outright (or have significant equity), live in the home as your primary residence, and meet HUD financial requirements. The home must also meet FHA property standards.
How much money can I get?
The amount depends on your age, home value, current interest rates, and the HECM lending limit. Generally, the older you are and the more equity you have, the more you can borrow. A HUD-approved lender can provide a personalized estimate.
Will I still own my home?
Yes. You retain the title to your home throughout the life of the loan. You are still responsible for property taxes, homeowner's insurance, and basic home maintenance.
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